Personal Umbrella Liability

You don't have to be a millionaire to lose a million dollars in a lawsuit.

You will be surprised at how affordable this valuable protection can be when you think of the everyday situations that could jeopardize your financial security.  This extra protection known as an Umbrella Insurance Policy provides liability coverage over and above the limits on your Homeowners and Automobile policies to protect your financial assets from these types of situations:

• You are at fault in a car accident, critically injuring a mother and a young child.  The jury awards $1.7 million for medical expenses.
• You and your next door neighbor are cleaning the gutters at your home.  Your neighbor falls two stories resulting in disabling injuries.  He is unable to work for six months and the jury finds you at fault, awarding $2.5 million compensation to your neighbor.

You also receive a credit that is applied to your Homeowners policy premium if your primary Homeowners and Personal Umbrella coverage are with Rockingham.*

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*Credit not applicable in PA