Businessowners Policy

Our Businessowners Policy "BOP" is designed to provide insurance protection for the small business owner.*

The policy includes coverage for your:

Buildings

Includes the structure and fixtures such as utilities, electric, water, bathroom, etc.

Machinery

Those items that prepare the building for general use such as heat, air conditioning, etc.

Equipment

Those items that tailor the building for specific use such as phones, conveyors, intercoms, etc.

Personal Property

Owned property used to service the premises such as snow removal equipment, vacuum cleaners, brooms, shovels, appliances, fire extinguishers, coolers, mops, cleaners, etc.

Liability

Commercial liablity protection against law suits should a jury determine you were at fault.

Medical Expenses

Medical expenses for injuries other than those required to be covered by Workers Compensation.

Loss of Income

To restore your income when your normal business activities are interrupted by a covered loss.

DISCOUNTS AND CREDITS

Multi-Policy Discount. If the principal of the business has a Homeowners, Mobile Homeowners, Farmowners, Commercial Property, Commercial Liability or Personal Auto policy with a Rockingham company a discount applies to the Businessowners Policy premium.

Loyal Customer Discount. After one year of continuous coverage with Rockingham a discount applies to the premium.

Click here to find the Rockingham Agent near you!

 *Business Owners Policy available in Virginia only